Skip Your Next Auto Loan Payment

*When you open a new Tennessee Valley Federal Credit Union checking account using promo code CHECK2SKIPPAY, and you deposit at least $50, you will receive one complimentary Skip-A-Pay on the next monthly payment for each eligible TVFCU auto loan in your name. The standard $50 Skip-A-Pay fee will be waived. Please allow up to five (5) business days after opening your checking account for the Skip-A-Pay to be processed. If your next loan payment is due within five (5) business days of opening the account, that payment may still be due as scheduled, and the Skip-A-Pay will instead be applied to the following monthly payment. Payments that have already been made cannot be refunded. Interest, finance charges, and any applicable voluntary insurance premiums will continue to accrue during the Skip-A-Pay period. As a result, the total finance charges you pay over the life of the loan may increase, and the term of your loan may be extended. After the Skip-A-Pay period, your normal monthly payment schedule will automatically resume on the next scheduled due date.

**Second Skip-A-Pay Offer: To earn a second complimentary Skip-A-Pay, your new checking account must receive at least one qualifying direct deposit of $500 or more within the first 60 days after account opening. Qualifying direct deposits include payroll deposits and government benefit payments made through the ACH network. Person-to-person payments, including Zelle®, do not qualify as direct deposits. Once your qualifying direct deposit has been received and verified, your second complimentary Skip-A-Pay will be automatically applied to the next eligible monthly payment on each eligible TVFCU auto loan. Please allow up to five (5) business days for processing after the qualifying direct deposit is received. If your next payment is due before processing is complete, that payment may be due as scheduled, and the second Skip-A-Pay will instead be applied to the following monthly payment.

Eligibility and Additional Terms: Offer is subject to approval and account opening requirements. This offer is available only to members opening a new TVFCU checking account using promo code “CHECK2SKIPPAY.” Existing TVFCU checking account holders, or members whose checking account has been closed within the previous 30 days or closed with a negative balance, are not eligible. Members may receive only one new checking account-related bonus. Skip-A-Pay eligibility is subject to payment history, including you must have made at least one payment on the loan. All TVFCU loans must be current and in good standing. You may not be eligible if you have previously used a Skip-A-Pay or received a hardship payment deferral. TVFCU reserves the right to revoke this offer if your accounts become delinquent or you fail to satisfy the terms of this promotion. This offer applies only to eligible TVFCU auto loans and provides one skipped monthly payment per eligible loan. If you have purchased voluntary insurance or warranty products associated with your loan, including but not limited to Credit Life, Credit Disability, GAP, or a vehicle warranty, skipping a payment may affect your coverage. These products are provided by third-party companies, not TVFCU. Please review your policy or contract or contact your provider before electing to skip a payment.

IMPORTANT NOTE: Continue making your scheduled auto loan payments until TVFCU confirms that your Skip-A-Pay has been processed. If TVFCU drafts your loan payment automatically, that month’s payment will be deferred once the Skip-A-Pay has been applied. If you initiated recurring payments through Online Banking, Mobile Banking, or a Bill Payment service, you are responsible for pausing those payments for the skipped month. Offer expires October 27, 2026. Offer is subject to change or may end at any time without notice.